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Mission Statement

The Pennsylvania Consumer Credit Association is dedicated to educating and informing the community about the benefits of small dollar, short-term loans. The organization supports and promotes responsible statewide lending practices, strong consumer protections, and regulations that maintain consumers’ access to affordable short-term credit. Our goal is to educate Pennsylvania consumers on issues that impact their local communities.

What does the PaCCA support?

PaCCA Members:

  • Recognize the supply and demand of short-term credit.
  • Want a state-regulated playing field to compete.
  • Will invest millions of dollars and create jobs to make their enterprise work.
  • Will extend credit to consumers at a lower cost with better services and protections than currently available.